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Ramon ramirez at right, in 1989 stands beside the cypress tree in which he safely stayed while the waters of the tsunami swirled about its base. Some of the issues discussed here require statelevel legislative action, others require changes at the county level, and still others involve individual employers. The lancet originally published as volume 1, issue 8803. Insurance industry data clearly show that the number of lossrelated weather extremes has significantly increased on a global scale.
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